Solutions for Banks

 

AEL Financial offers strategic alliances to allow Bank partners to outsource their customers' leasing and
equipment finance transactions, add value to their existing customer base, and preserve critical capital. 

  

  • AEL can acquire an institution's existing equipment lease portfolio to free up capital and
    human resources.
  • AEL can provide a comprehensive outsourced solution to provide a complete leasing product
    line while allowing the bank to maintain client contract throughout the process.
  • AEL can selectively finance client acquisitions of new equipment, including collateral types and industries
    the bank may not prefer to invest in, or for companies where credit availability is limited.
  • AEL can make equity investments in equipment residuals and provide progress payment financing.
  • AEL can refinance existing equipment for bank clients to help them raise capital and pay
    down their bank lines.
  • Each of these capabilities will expand and extend bank product lines, generate fee income,
    and manage risk exposure.
  • Since a majority of companies use leasing or equipment finance in some way, it is essential
    to provide these clients and potential clients an equipment finance or leasing solution.
  • A well-engineered leasing program provides a unique, value-added client service not easily
    dislodged by competitors.

 

Benefits to the Bank:

  • Offer a leasing and equipment finance product without increasing overhead or having to
    allocate risk capital.
  • Turn lost opportunities into fee income without incurring additional credit exposure.
  • Provide bank clients financing for their equipment acquisitions, allowing them to manage
    exposure under their credit facilities.
  • Retain customers by offering a more robust service and taking advantage of
    AEL Financial's core competencies.
  • Deliver a turnkey solution quickly by outsourcing the leasing product with AEL.
  • Capitalize on AEL's outstanding service to deliver credit decisions to the Bank's client base.
  • Allow AEL Financial to make equipment finance and leasing a profitable product  line.
For more information contact Bob Ragland at (847) 465-7258