AEL Financial provides specialized lease and equipment finance solutions serving a variety of markets and three distinct lines:

Direct Equipment Finance and Leasing: This business supports the needs of clients which need to acquire equipment and manage their capital expenditures, tax objectives and balance sheet requirements. Each transaction is customized to accommodate technology and obsolescence risk, multiple or extended draw-down schedules, progress payments, and other unique needs.

Vendor Finance Programs: This business supports the needs of manufacturers and distributors of equipment and software. Programs are custom-designed, from the ground up, to support the vendor sales-force and management team, acting, in essence, as the vendor's capital finance company. AEL's platform is designed to permit users to log transactions to AEL's online processing system and track transactions from submission to final funding.

Structured Solutions: This business supports the needs of financial institutions and manufacturers by operating as the institution's own captive leasing company. The Company serves the needs of Institutional clients while preserving scarce capital and human resources for other uses. The business can acquire institutional portfolios, make individual lease equity investments and, handle "flow" transactions of ongoing leasing business.